The short answer
Create your account and prepare your records without adding a card. The 30-day trial begins when you choose to submit your first HMRC obligation. After the trial, the plan costs £60 a year, equivalent to £5 a month.
1. Set up and prepare for free
Create your account without adding a payment card. You can complete onboarding, connect HMRC, keep bookkeeping records and prepare an obligation for review before starting a subscription.
Create an account2. Start the trial when you submit
When you confirm Send to HMRC for your first obligation, SimpleTaxFlow asks you to choose the annual plan and add a card through Stripe’s secure checkout. Nothing is sent to HMRC until the subscription step is completed and you return to confirm the filing.
See pricing3. Use the full product during the trial
The 30-day trial includes HMRC submissions and the full product. Your trial end date is visible in Account under Subscription, so you can see when annual billing will begin.
Open Account4. Manage your annual subscription
In Account, open the Subscription card and choose Manage billing. That opens the Stripe billing portal where you can update your payment card, view the next annual billing date, cancel renewal, and download past invoices.
Open Account5. Cancel whenever you like
Cancel from the same billing portal. Cancel during the trial and you pay nothing at all. Cancel later and you keep full access until the end of the annual period you’ve already paid for.
Open Account6. Your records are safe if you stop subscribing
A lapsed subscription never deletes anything. Your account switches to read-only: you can still sign in, view every transaction, and export your records — HMRC expects you to retain them, and we make sure you can. Adding new records, sending invoices, and submitting to HMRC pause until you resubscribe, and everything picks up exactly where you left off when you do. The free trial applies once per account and doesn’t repeat.
Read the record guideBefore you move on
- No payment card is required while setting up and preparing records
- The £60 annual charge is shown before the first HMRC submission
- The trial end date has been checked in Account under Subscription
- Card changes and plan switches go through Manage billing
- Cancelling in the trial costs nothing; cancelling later keeps access to the period paid for
- A lapsed account is read-only; records stay viewable and exportable
Put the guide into practice.
Open the relevant workspace and complete the next step with this guide available in another tab.
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