Workflow guide · 5 min read

How to keep MTD records without WhatsApp

Use Activity, Invoices, Insights, and Filing to keep digital records current and prepare quarterly updates without using WhatsApp.

Follow the sequence

Work through the steps in order and return to this guide whenever the next action is unclear.

Keep the records current

Capture and review information as it happens, rather than leaving the whole quarter until the end.

Review before you finish

Check the details and any supporting evidence before completing the task.

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What this guide covers

WhatsApp is optional. This guide follows the web-first route through SimpleTaxFlow.

02

1. Add income and expenses in Activity

Open Activity and add each transaction with its date, amount, supplier or customer, category, and a clear business description. Attach receipt, invoice, image, or PDF evidence when you have one. Working through a stack at once? Use Add multiple to enter a batch on one screen — a row per transaction, one Save for the lot.

Open Activity
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2. Import bank CSV files when you want a statement check

Until bank sync launches in early 2027, CSV import is the reconciliation route. Import a bank statement, let SimpleTaxFlow match rows to existing receipt records, and review anything new as uncategorised cashbook activity.

Read the CSV guide
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3. Use Invoices for client income

Create invoices in the Invoices workspace and connect Stripe if you need payment links or payment status updates. Check paid invoice income appears in Activity as part of your regular review.

Read the invoice guide
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4. Review exceptions before they build up

Use Activity filters to find uncategorised, needs-review, or missing-evidence records. Correct the details while the context is still fresh, then use Insights to understand the updated numbers.

See the MTD workflow
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5. Prepare the quarter in Filing

When the reporting period is complete, open Filing to check the obligation, review the figures and records, and move through the guided submission review. HMRC needs to be connected before you submit.

Prepare a quarterly update
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Before you move on

  • Income and expenses are recorded in Activity or through Invoices
  • Receipt evidence is attached where available
  • Bank CSV imports have been reconciled where statement data is available
  • Uncategorised and needs-review records are resolved
  • Insights and Filing figures have been reviewed before submission
Continue in SimpleTaxFlow

Put the guide into practice.

Open the relevant workspace and complete the next step with this guide available in another tab.

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