Get your figures in

No bank feed needed for Making Tax Digital

SimpleTaxFlow does not need access to your bank account. Keep your records in your own spreadsheet or add them in Money, then send your updates to HMRC.

No card required until you are ready to submit to HMRC.

Who it is for

Sole traders and landlords who would rather not connect their bank account, including those who use one account for business and personal spending.

What it does

  • Works from your own spreadsheet records or the income and expenses you add in Money.
  • Never asks for your bank login or a bank connection.
  • Sends the same quarterly updates and tax return to HMRC.

Not supported yet

  • Your bank transactions are not imported automatically. You keep your records yourself.

How it works

  1. Keep your records

    Keep a record of each income and expense in your spreadsheet, or add them in Money.

  2. Upload or add your figures

    Upload your spreadsheet as CSV, or let the records you added in Money feed your update.

  3. Check and submit

    Check your figures and send your update to HMRC.

Example: Alex, a self-employed tutor (fictional)
Bank connection
None
Records kept in
Money
Income
£6,200
Expenses
£480

Alex uses one bank account for everything, so adds business income and expenses in Money instead of connecting the bank.

Questions about no bank feed needed

Quarterly updates and your tax return. All included.

£30.00 + VAT a year or £3.50 + VAT a month. No card required until you are ready to submit to HMRC. Renews each year or month, as you choose. Cancel renewal any time.

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